ADOPTION OF REWARD-BASED CROWDFUNDING IN THE DIGITAL ERA: EXAMINING THE ROLES OF USER PERCEPTIONS, TECHNOLOGY READINESS, TRUST, AND FINANCIAL LITERACY. Kashf J. Multidiscip. Res. [Internet]. 2025 Jul. 25 [cited 2026 May 14];2(07):1-16. Available from: https://www.kjmr.com.pk/kjmr/article/view/554